Investors

Research

Better education through research

Learn what we've found about the habits and needs of Canadians related to investing, personal finance, money management and fraud. The Ontario Securities Commission uses research-driven results to understand and address the unique financial needs of Canadians through its GetSmarterAboutMoney.ca website.

Latest research

  • Report: Retirement Readiness: Canadians 50+

    September 9, 2016

    Report: Retirement Readiness: Canadians 50+

    Seniors are an extremely important and growing segment of investors whose needs and issues demand attention. Findings from a new study, Retirement Readiness: Canadian 50+, commissioned by the Investor Office of the OSC reveal that over half of Canadians do not have a plan for retirement savings, reinforcing the key findings of a study done a year ago.

    Read the full report

  • Report: Financial Life Stages of Older Canadians

    June 1, 2015

    Financial Life Stages of Older Canadians

    If older Canadians could take what they know now about the financial realities of retirement and apply that knowledge earlier in life, what would they do? A new study commissioned by the Ontario Securities Commission (OSC) provides some of those insights and more. Financial Life Stages of Older Canadians, a national study conducted for the OSC’s Investor Office identifies the top financial concerns of older Canadians, particularly as they relate to retirement planning and living. The study, released as part of the OSC’s Seniors' Month activities, identifies the main financial risks of Canadians aged 50 and up at each life stage and how they are being managed.

    Read the full report

    View the research summary and infographic

  • Report: Investor Risk, Behaviour & Beliefs

    February 4, 2014

    Investor Risk, Behaviour & Beliefs

    The Canadian Money State of Mind Risk Survey 2014: Investor Risk, Behaviour & Beliefs, a national study conducted for the Investor Education Fund (now part of the Ontario Securities Commission’s Investor Office) by The Brondesbury Group, provides a compelling look at how Canadians handle – or don’t handle – risk, emotion, financial loss and decision-making when it comes to their investments.

    View the research summary and infographic


  • Report: Home Equity as a Source of Retirement Income

    February 25, 2013

    Home equity as source of retirement income

    According to a new survey conducted for the Investor Education Fund (now part of the Ontario Securities Commission’s Investor Office) by The Brondesbury Group, Canadians are not saving enough for retirement, and half believe they will run out of their retirement savings in the first 10 years of retirement. Despite the lack of retirement savings, the survey revealed that four out of 10 respondents were not willing to consider capitalizing on home equity as an option for retirement income.

    View the research report and infographic